Monthly Repayment |
HKD$11,836
|
Initial Payment |
HKD$1.66 Millions
|
Loan Amount |
HKD$2.5 Millions
|
Total interest |
HKD$1.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,400
|
Legal Fee |
HKD$25,800
|
Agency Fee |
HKD$41,600
|
Total Expense |
HKD$129,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30778 | 21865 | 17069 | 14938 | 11478 | 9406 | 8028 |
1.5% | 31320 | 22411 | 17620 | 15493 | 12044 | 9982 | 8614 |
2% | 31867 | 22966 | 18183 | 16061 | 12626 | 10579 | 9225 |
2.5% | 32420 | 23529 | 18757 | 16643 | 13226 | 11197 | 9862 |
3% | 32980 | 24101 | 19342 | 17236 | 13842 | 11836 | 10523 |
3.5% | 33545 | 24681 | 19938 | 17843 | 14475 | 12495 | 11208 |
4% | 34117 | 25270 | 20544 | 18462 | 15125 | 13174 | 11916 |
4.5% | 34694 | 25868 | 21162 | 19094 | 15790 | 13873 | 12646 |
5% | 35278 | 26473 | 21791 | 19738 | 16472 | 14591 | 13399 |
5.5% | 35867 | 27088 | 22431 | 20394 | 17169 | 15327 | 14172 |
6% | 36462 | 27710 | 23081 | 21062 | 17882 | 16081 | 14964 |