Monthly Repayment |
HKD$13,775
|
Initial Payment |
HKD$1.25 Millions
|
Loan Amount |
HKD$2.91 Millions
|
Total interest |
HKD$1.23 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,250
|
Legal Fee |
HKD$25,750
|
Agency Fee |
HKD$41,500
|
Total Expense |
HKD$129,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35822 | 25448 | 19866 | 17386 | 13359 | 10948 | 9343 |
1.5% | 36452 | 26084 | 20507 | 18032 | 14017 | 11618 | 10025 |
2% | 37089 | 26729 | 21162 | 18693 | 14695 | 12312 | 10737 |
2.5% | 37733 | 27385 | 21830 | 19370 | 15393 | 13032 | 11478 |
3% | 38384 | 28050 | 22511 | 20061 | 16111 | 13775 | 12247 |
3.5% | 39042 | 28726 | 23205 | 20767 | 16847 | 14543 | 13044 |
4% | 39707 | 29411 | 23911 | 21487 | 17603 | 15333 | 13868 |
4.5% | 40379 | 30106 | 24630 | 22223 | 18378 | 16146 | 14719 |
5% | 41059 | 30812 | 25362 | 22972 | 19171 | 16982 | 15594 |
5.5% | 41744 | 31526 | 26106 | 23736 | 19983 | 17839 | 16494 |
6% | 42437 | 32251 | 26863 | 24514 | 20812 | 18716 | 17416 |