Monthly Repayment |
HKD$11,785
|
Initial Payment |
HKD$1.66 Millions
|
Loan Amount |
HKD$2.49 Millions
|
Total interest |
HKD$1.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,130
|
Legal Fee |
HKD$25,710
|
Agency Fee |
HKD$41,420
|
Total Expense |
HKD$129,260
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30645 | 21771 | 16995 | 14873 | 11429 | 9366 | 7993 |
1.5% | 31184 | 22314 | 17544 | 15426 | 11992 | 9939 | 8576 |
2% | 31729 | 22867 | 18104 | 15992 | 12572 | 10533 | 9185 |
2.5% | 32280 | 23427 | 18675 | 16571 | 13169 | 11149 | 9819 |
3% | 32837 | 23997 | 19258 | 17162 | 13782 | 11785 | 10477 |
3.5% | 33400 | 24575 | 19851 | 17766 | 14413 | 12441 | 11159 |
4% | 33969 | 25161 | 20456 | 18382 | 15059 | 13117 | 11864 |
4.5% | 34544 | 25756 | 21071 | 19011 | 15722 | 13813 | 12592 |
5% | 35125 | 26359 | 21697 | 19652 | 16401 | 14528 | 13341 |
5.5% | 35712 | 26970 | 22333 | 20306 | 17095 | 15261 | 14110 |
6% | 36305 | 27590 | 22981 | 20971 | 17804 | 16012 | 14900 |