Monthly Repayment |
HKD$11,779
|
Initial Payment |
HKD$1.66 Millions
|
Loan Amount |
HKD$2.48 Millions
|
Total interest |
HKD$1.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,100
|
Legal Fee |
HKD$25,700
|
Agency Fee |
HKD$41,400
|
Total Expense |
HKD$129,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30630 | 21760 | 16987 | 14866 | 11423 | 9361 | 7989 |
1.5% | 31169 | 22304 | 17535 | 15419 | 11986 | 9934 | 8572 |
2% | 31714 | 22856 | 18095 | 15984 | 12566 | 10528 | 9181 |
2.5% | 32265 | 23416 | 18666 | 16563 | 13162 | 11143 | 9814 |
3% | 32821 | 23985 | 19249 | 17154 | 13776 | 11779 | 10472 |
3.5% | 33384 | 24563 | 19842 | 17757 | 14406 | 12435 | 11154 |
4% | 33953 | 25149 | 20446 | 18373 | 15052 | 13111 | 11858 |
4.5% | 34528 | 25743 | 21061 | 19002 | 15715 | 13806 | 12586 |
5% | 35108 | 26346 | 21686 | 19643 | 16393 | 14521 | 13334 |
5.5% | 35695 | 26957 | 22323 | 20296 | 17087 | 15253 | 14103 |
6% | 36287 | 27577 | 22970 | 20961 | 17796 | 16004 | 14892 |