Monthly Repayment |
HKD$13,709
|
Initial Payment |
HKD$1.24 Millions
|
Loan Amount |
HKD$2.89 Millions
|
Total interest |
HKD$1.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,950
|
Legal Fee |
HKD$25,650
|
Agency Fee |
HKD$41,300
|
Total Expense |
HKD$128,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35649 | 25326 | 19770 | 17302 | 13295 | 10895 | 9298 |
1.5% | 36276 | 25958 | 20409 | 17945 | 13950 | 11562 | 9977 |
2% | 36910 | 26601 | 21060 | 18603 | 14625 | 12253 | 10685 |
2.5% | 37551 | 27253 | 21725 | 19276 | 15319 | 12969 | 11422 |
3% | 38199 | 27915 | 22402 | 19964 | 16033 | 13709 | 12188 |
3.5% | 38854 | 28587 | 23093 | 20667 | 16766 | 14473 | 12981 |
4% | 39516 | 29269 | 23796 | 21384 | 17518 | 15259 | 13802 |
4.5% | 40185 | 29961 | 24511 | 22115 | 18289 | 16069 | 14648 |
5% | 40861 | 30663 | 25240 | 22861 | 19079 | 16900 | 15519 |
5.5% | 41543 | 31374 | 25980 | 23621 | 19886 | 17753 | 16414 |
6% | 42233 | 32096 | 26733 | 24395 | 20712 | 18626 | 17333 |