Monthly Repayment |
HKD$11,750
|
Initial Payment |
HKD$1.65 Millions
|
Loan Amount |
HKD$2.48 Millions
|
Total interest |
HKD$1.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,950
|
Legal Fee |
HKD$25,650
|
Agency Fee |
HKD$41,300
|
Total Expense |
HKD$128,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30556 | 21708 | 16946 | 14830 | 11396 | 9338 | 7970 |
1.5% | 31094 | 22250 | 17493 | 15382 | 11957 | 9910 | 8552 |
2% | 31637 | 22800 | 18052 | 15946 | 12535 | 10503 | 9159 |
2.5% | 32187 | 23360 | 18621 | 16523 | 13130 | 11116 | 9791 |
3% | 32742 | 23927 | 19202 | 17112 | 13742 | 11750 | 10447 |
3.5% | 33303 | 24503 | 19794 | 17714 | 14371 | 12405 | 11127 |
4% | 33871 | 25088 | 20396 | 18329 | 15016 | 13079 | 11830 |
4.5% | 34444 | 25681 | 21010 | 18956 | 15677 | 13773 | 12555 |
5% | 35023 | 26283 | 21634 | 19595 | 16353 | 14486 | 13302 |
5.5% | 35608 | 26892 | 22269 | 20247 | 17045 | 15217 | 14069 |
6% | 36199 | 27510 | 22914 | 20910 | 17753 | 15965 | 14856 |