Monthly Repayment |
HKD$13,676
|
Initial Payment |
HKD$1.24 Millions
|
Loan Amount |
HKD$2.88 Millions
|
Total interest |
HKD$1.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,800
|
Legal Fee |
HKD$25,600
|
Agency Fee |
HKD$41,200
|
Total Expense |
HKD$128,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35563 | 25265 | 19722 | 17260 | 13263 | 10869 | 9276 |
1.5% | 36188 | 25895 | 20359 | 17902 | 13916 | 11534 | 9953 |
2% | 36821 | 26536 | 21009 | 18558 | 14589 | 12223 | 10659 |
2.5% | 37460 | 27187 | 21672 | 19230 | 15282 | 12938 | 11395 |
3% | 38107 | 27848 | 22348 | 19916 | 15994 | 13676 | 12159 |
3.5% | 38760 | 28518 | 23037 | 20617 | 16726 | 14437 | 12950 |
4% | 39420 | 29199 | 23738 | 21332 | 17476 | 15222 | 13768 |
4.5% | 40088 | 29889 | 24452 | 22062 | 18245 | 16030 | 14612 |
5% | 40762 | 30589 | 25179 | 22806 | 19033 | 16859 | 15481 |
5.5% | 41443 | 31298 | 25917 | 23564 | 19838 | 17710 | 16375 |
6% | 42131 | 32018 | 26669 | 24336 | 20661 | 18581 | 17291 |