Monthly Repayment |
HKD$11,722
|
Initial Payment |
HKD$1.65 Millions
|
Loan Amount |
HKD$2.47 Millions
|
Total interest |
HKD$1.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,800
|
Legal Fee |
HKD$25,600
|
Agency Fee |
HKD$41,200
|
Total Expense |
HKD$128,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30482 | 21655 | 16905 | 14794 | 11368 | 9316 | 7950 |
1.5% | 31018 | 22196 | 17451 | 15344 | 11928 | 9886 | 8531 |
2% | 31561 | 22745 | 18008 | 15907 | 12505 | 10477 | 9136 |
2.5% | 32109 | 23303 | 18576 | 16483 | 13099 | 11089 | 9767 |
3% | 32663 | 23869 | 19156 | 17071 | 13709 | 11722 | 10422 |
3.5% | 33223 | 24444 | 19746 | 17671 | 14336 | 12375 | 11100 |
4% | 33789 | 25027 | 20347 | 18285 | 14979 | 13048 | 11801 |
4.5% | 34361 | 25619 | 20959 | 18910 | 15639 | 13740 | 12525 |
5% | 34939 | 26219 | 21582 | 19548 | 16314 | 14451 | 13270 |
5.5% | 35522 | 26827 | 22215 | 20198 | 17004 | 15180 | 14035 |
6% | 36112 | 27444 | 22859 | 20860 | 17710 | 15927 | 14820 |