Monthly Repayment |
HKD$97,213
|
Initial Payment |
HKD$20.5 Millions
|
Loan Amount |
HKD$20.5 Millions
|
Total interest |
HKD$8.66 Millions
|
complete insurance payment |
HKD$61,500 (0.3%)
|
Stamp Duty |
HKD$1,742,500
|
Legal Fee |
HKD$120,000
|
Agency Fee |
HKD$410,000
|
Total Expense |
HKD$2,334,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 252790 | 179588 | 140191 | 122691 | 94278 | 77258 | 65936 |
1.5% | 257236 | 184072 | 144720 | 127252 | 98921 | 81986 | 70749 |
2% | 261732 | 188627 | 149341 | 131919 | 103706 | 86890 | 75771 |
2.5% | 266277 | 193253 | 154054 | 136691 | 108630 | 91966 | 80999 |
3% | 270872 | 197949 | 158858 | 141569 | 113692 | 97213 | 86428 |
3.5% | 275516 | 202716 | 163753 | 146550 | 118891 | 102627 | 92054 |
4% | 280210 | 207552 | 168738 | 151636 | 124225 | 108206 | 97870 |
4.5% | 284953 | 212458 | 173813 | 156823 | 129693 | 113945 | 103870 |
5% | 289745 | 217434 | 178977 | 162112 | 135290 | 119840 | 110048 |
5.5% | 294585 | 222478 | 184229 | 167502 | 141016 | 125887 | 116396 |
6% | 299475 | 227592 | 189568 | 172990 | 146868 | 132081 | 122907 |