Monthly Repayment |
HKD$11,665
|
Initial Payment |
HKD$1.64 Millions
|
Loan Amount |
HKD$2.46 Millions
|
Total interest |
HKD$1.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,500
|
Legal Fee |
HKD$25,500
|
Agency Fee |
HKD$41,000
|
Total Expense |
HKD$128,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30334 | 21550 | 16822 | 14722 | 11313 | 9271 | 7912 |
1.5% | 30868 | 22088 | 17366 | 15270 | 11870 | 9838 | 8489 |
2% | 31407 | 22635 | 17921 | 15830 | 12444 | 10426 | 9092 |
2.5% | 31953 | 23190 | 18486 | 16403 | 13035 | 11035 | 9719 |
3% | 32504 | 23753 | 19063 | 16988 | 13643 | 11665 | 10371 |
3.5% | 33062 | 24325 | 19650 | 17586 | 14267 | 12315 | 11046 |
4% | 33625 | 24906 | 20248 | 18196 | 14907 | 12984 | 11744 |
4.5% | 34194 | 25495 | 20857 | 18818 | 15563 | 13673 | 12464 |
5% | 34769 | 26092 | 21477 | 19453 | 16234 | 14380 | 13205 |
5.5% | 35350 | 26697 | 22107 | 20100 | 16922 | 15106 | 13967 |
6% | 35937 | 27311 | 22748 | 20758 | 17624 | 15849 | 14748 |