Monthly Repayment |
HKD$13,576
|
Initial Payment |
HKD$1.23 Millions
|
Loan Amount |
HKD$2.86 Millions
|
Total interest |
HKD$1.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,350
|
Legal Fee |
HKD$25,450
|
Agency Fee |
HKD$40,900
|
Total Expense |
HKD$127,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35304 | 25081 | 19578 | 17134 | 13166 | 10789 | 9208 |
1.5% | 35925 | 25707 | 20211 | 17771 | 13815 | 11450 | 9880 |
2% | 36553 | 26343 | 20856 | 18423 | 14483 | 12134 | 10582 |
2.5% | 37187 | 26989 | 21515 | 19090 | 15171 | 12843 | 11312 |
3% | 37829 | 27645 | 22185 | 19771 | 15878 | 13576 | 12070 |
3.5% | 38478 | 28311 | 22869 | 20467 | 16604 | 14332 | 12856 |
4% | 39133 | 28986 | 23565 | 21177 | 17349 | 15111 | 13668 |
4.5% | 39796 | 29671 | 24274 | 21901 | 18112 | 15913 | 14506 |
5% | 40465 | 30366 | 24995 | 22640 | 18894 | 16736 | 15369 |
5.5% | 41141 | 31071 | 25729 | 23393 | 19694 | 17581 | 16255 |
6% | 41824 | 31785 | 26474 | 24159 | 20511 | 18446 | 17165 |