Monthly Repayment |
HKD$11,637
|
Initial Payment |
HKD$1.64 Millions
|
Loan Amount |
HKD$2.45 Millions
|
Total interest |
HKD$1.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,350
|
Legal Fee |
HKD$25,450
|
Agency Fee |
HKD$40,900
|
Total Expense |
HKD$127,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30260 | 21498 | 16781 | 14687 | 11285 | 9248 | 7893 |
1.5% | 30793 | 22034 | 17324 | 15233 | 11841 | 9814 | 8469 |
2% | 31331 | 22580 | 17877 | 15791 | 12414 | 10401 | 9070 |
2.5% | 31875 | 23133 | 18441 | 16363 | 13003 | 11009 | 9696 |
3% | 32425 | 23696 | 19016 | 16946 | 13609 | 11637 | 10346 |
3.5% | 32981 | 24266 | 19602 | 17543 | 14232 | 12285 | 11019 |
4% | 33543 | 24845 | 20199 | 18151 | 14870 | 12953 | 11715 |
4.5% | 34110 | 25432 | 20806 | 18772 | 15525 | 13640 | 12434 |
5% | 34684 | 26028 | 21424 | 19406 | 16195 | 14345 | 13173 |
5.5% | 35264 | 26632 | 22053 | 20051 | 16880 | 15069 | 13933 |
6% | 35849 | 27244 | 22692 | 20708 | 17581 | 15811 | 14712 |