Monthly Repayment |
HKD$96,739
|
Initial Payment |
HKD$20.4 Millions
|
Loan Amount |
HKD$20.4 Millions
|
Total interest |
HKD$8.62 Millions
|
complete insurance payment |
HKD$61,200 (0.3%)
|
Stamp Duty |
HKD$1,734,000
|
Legal Fee |
HKD$119,500
|
Agency Fee |
HKD$408,000
|
Total Expense |
HKD$2,322,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 251557 | 178712 | 139507 | 122092 | 93818 | 76881 | 65614 |
1.5% | 255981 | 183174 | 144014 | 126631 | 98439 | 81587 | 70404 |
2% | 260455 | 187707 | 148613 | 131275 | 103200 | 86466 | 75402 |
2.5% | 264978 | 192310 | 153303 | 136024 | 108100 | 91517 | 80604 |
3% | 269551 | 196983 | 158083 | 140878 | 113137 | 96739 | 86007 |
3.5% | 274172 | 201727 | 162954 | 145836 | 118311 | 102127 | 91605 |
4% | 278843 | 206540 | 167915 | 150896 | 123619 | 107678 | 97392 |
4.5% | 283563 | 211422 | 172965 | 156058 | 129060 | 113389 | 103363 |
5% | 288331 | 216373 | 178104 | 161321 | 134630 | 119256 | 109511 |
5.5% | 293148 | 221393 | 183330 | 166685 | 140329 | 125273 | 115828 |
6% | 298014 | 226481 | 188643 | 172146 | 146151 | 131437 | 122308 |