Monthly Repayment |
HKD$96,573
|
Initial Payment |
HKD$20.37 Millions
|
Loan Amount |
HKD$20.37 Millions
|
Total interest |
HKD$8.61 Millions
|
complete insurance payment |
HKD$61,095 (0.3%)
|
Stamp Duty |
HKD$1,731,025
|
Legal Fee |
HKD$119,325
|
Agency Fee |
HKD$407,300
|
Total Expense |
HKD$2,318,745
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 251125 | 178405 | 139268 | 121883 | 93657 | 76750 | 65501 |
1.5% | 255542 | 182860 | 143767 | 126414 | 98270 | 81447 | 70283 |
2% | 260008 | 187385 | 148358 | 131050 | 103023 | 86317 | 75273 |
2.5% | 264524 | 191980 | 153040 | 135791 | 107914 | 91360 | 80466 |
3% | 269088 | 196645 | 157812 | 140636 | 112943 | 96573 | 85859 |
3.5% | 273702 | 201381 | 162675 | 145585 | 118108 | 101951 | 91447 |
4% | 278365 | 206185 | 167627 | 150637 | 123407 | 107493 | 97225 |
4.5% | 283076 | 211059 | 172668 | 155790 | 128839 | 113195 | 103186 |
5% | 287837 | 216002 | 177798 | 161045 | 134399 | 119051 | 109323 |
5.5% | 292645 | 221013 | 183015 | 166399 | 140088 | 125058 | 115630 |
6% | 297503 | 226093 | 188319 | 171851 | 145901 | 131211 | 122098 |