Monthly Repayment |
HKD$13,510
|
Initial Payment |
HKD$1.22 Millions
|
Loan Amount |
HKD$2.85 Millions
|
Total interest |
HKD$1.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,050
|
Legal Fee |
HKD$25,350
|
Agency Fee |
HKD$40,700
|
Total Expense |
HKD$127,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35131 | 24958 | 19483 | 17051 | 13102 | 10737 | 9163 |
1.5% | 35749 | 25581 | 20112 | 17684 | 13747 | 11394 | 9832 |
2% | 36374 | 26214 | 20754 | 18333 | 14412 | 12075 | 10530 |
2.5% | 37006 | 26857 | 21409 | 18996 | 15096 | 12781 | 11256 |
3% | 37644 | 27510 | 22077 | 19674 | 15800 | 13510 | 12011 |
3.5% | 38290 | 28172 | 22757 | 20367 | 16523 | 14262 | 12793 |
4% | 38942 | 28844 | 23450 | 21073 | 17264 | 15038 | 13601 |
4.5% | 39601 | 29526 | 24155 | 21794 | 18024 | 15835 | 14435 |
5% | 40267 | 30218 | 24873 | 22529 | 18802 | 16654 | 15294 |
5.5% | 40940 | 30919 | 25603 | 23278 | 19597 | 17495 | 16176 |
6% | 41619 | 31629 | 26345 | 24041 | 20411 | 18356 | 17081 |