Monthly Repayment |
HKD$11,580
|
Initial Payment |
HKD$1.63 Millions
|
Loan Amount |
HKD$2.44 Millions
|
Total interest |
HKD$1.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,050
|
Legal Fee |
HKD$25,350
|
Agency Fee |
HKD$40,700
|
Total Expense |
HKD$127,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30112 | 21392 | 16699 | 14615 | 11230 | 9203 | 7854 |
1.5% | 30642 | 21927 | 17239 | 15158 | 11783 | 9766 | 8427 |
2% | 31178 | 22469 | 17789 | 15714 | 12353 | 10350 | 9026 |
2.5% | 31719 | 23020 | 18351 | 16282 | 12940 | 10955 | 9648 |
3% | 32266 | 23580 | 18923 | 16864 | 13543 | 11580 | 10295 |
3.5% | 32820 | 24147 | 19506 | 17457 | 14162 | 12225 | 10965 |
4% | 33379 | 24724 | 20100 | 18063 | 14798 | 12889 | 11658 |
4.5% | 33944 | 25308 | 20705 | 18681 | 15449 | 13573 | 12373 |
5% | 34515 | 25901 | 21320 | 19311 | 16116 | 14275 | 13109 |
5.5% | 35091 | 26502 | 21945 | 19953 | 16798 | 14996 | 13865 |
6% | 35674 | 27111 | 22581 | 20606 | 17495 | 15733 | 14641 |