Monthly Repayment |
HKD$11,574
|
Initial Payment |
HKD$1.63 Millions
|
Loan Amount |
HKD$2.44 Millions
|
Total interest |
HKD$1.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,020
|
Legal Fee |
HKD$25,340
|
Agency Fee |
HKD$40,680
|
Total Expense |
HKD$127,040
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30098 | 21382 | 16691 | 14608 | 11225 | 9198 | 7850 |
1.5% | 30627 | 21916 | 17230 | 15151 | 11777 | 9761 | 8423 |
2% | 31162 | 22458 | 17781 | 15706 | 12347 | 10345 | 9021 |
2.5% | 31703 | 23009 | 18342 | 16274 | 12933 | 10949 | 9644 |
3% | 32251 | 23568 | 18914 | 16855 | 13536 | 11574 | 10290 |
3.5% | 32803 | 24136 | 19497 | 17448 | 14155 | 12219 | 10960 |
4% | 33362 | 24711 | 20090 | 18054 | 14790 | 12883 | 11652 |
4.5% | 33927 | 25296 | 20694 | 18671 | 15441 | 13566 | 12367 |
5% | 34498 | 25888 | 21309 | 19301 | 16108 | 14268 | 13102 |
5.5% | 35074 | 26489 | 21934 | 19943 | 16789 | 14988 | 13858 |
6% | 35656 | 27097 | 22570 | 20596 | 17486 | 15726 | 14633 |