Monthly Repayment |
HKD$13,477
|
Initial Payment |
HKD$1.22 Millions
|
Loan Amount |
HKD$2.84 Millions
|
Total interest |
HKD$1.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,900
|
Legal Fee |
HKD$25,300
|
Agency Fee |
HKD$40,600
|
Total Expense |
HKD$126,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35045 | 24897 | 19435 | 17009 | 13070 | 10710 | 9140 |
1.5% | 35661 | 25518 | 20063 | 17641 | 13713 | 11366 | 9808 |
2% | 36285 | 26150 | 20703 | 18288 | 14377 | 12045 | 10504 |
2.5% | 36915 | 26791 | 21357 | 18950 | 15059 | 12749 | 11229 |
3% | 37552 | 27442 | 22023 | 19626 | 15761 | 13477 | 11981 |
3.5% | 38196 | 28103 | 22701 | 20316 | 16482 | 14227 | 12761 |
4% | 38846 | 28773 | 23392 | 21021 | 17221 | 15001 | 13568 |
4.5% | 39504 | 29454 | 24096 | 21741 | 17979 | 15796 | 14399 |
5% | 40168 | 30143 | 24812 | 22474 | 18755 | 16614 | 15256 |
5.5% | 40839 | 30843 | 25540 | 23221 | 19549 | 17452 | 16136 |
6% | 41517 | 31552 | 26280 | 23982 | 20360 | 18311 | 17039 |