Monthly Repayment |
HKD$11,551
|
Initial Payment |
HKD$1.62 Millions
|
Loan Amount |
HKD$2.44 Millions
|
Total interest |
HKD$1.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,900
|
Legal Fee |
HKD$25,300
|
Agency Fee |
HKD$40,600
|
Total Expense |
HKD$126,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30038 | 21340 | 16658 | 14579 | 11203 | 9180 | 7835 |
1.5% | 30567 | 21873 | 17197 | 15121 | 11754 | 9742 | 8407 |
2% | 31101 | 22414 | 17746 | 15675 | 12323 | 10325 | 9003 |
2.5% | 31641 | 22964 | 18306 | 16242 | 12908 | 10928 | 9625 |
3% | 32187 | 23522 | 18877 | 16822 | 13509 | 11551 | 10270 |
3.5% | 32739 | 24088 | 19458 | 17414 | 14127 | 12195 | 10938 |
4% | 33297 | 24663 | 20051 | 18018 | 14761 | 12858 | 11629 |
4.5% | 33860 | 25246 | 20654 | 18635 | 15411 | 13540 | 12342 |
5% | 34430 | 25837 | 21267 | 19263 | 16076 | 14240 | 13076 |
5.5% | 35005 | 26437 | 21891 | 19904 | 16756 | 14959 | 13831 |
6% | 35586 | 27044 | 22526 | 20556 | 17452 | 15695 | 14605 |