Monthly Repayment |
HKD$13,443
|
Initial Payment |
HKD$1.22 Millions
|
Loan Amount |
HKD$2.84 Millions
|
Total interest |
HKD$1.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,750
|
Legal Fee |
HKD$25,250
|
Agency Fee |
HKD$40,500
|
Total Expense |
HKD$126,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34959 | 24835 | 19387 | 16967 | 13038 | 10684 | 9118 |
1.5% | 35573 | 25455 | 20013 | 17598 | 13680 | 11338 | 9784 |
2% | 36195 | 26085 | 20652 | 18243 | 14341 | 12016 | 10478 |
2.5% | 36824 | 26725 | 21304 | 18903 | 15022 | 12718 | 11201 |
3% | 37459 | 27374 | 21969 | 19577 | 15722 | 13443 | 11952 |
3.5% | 38101 | 28034 | 22645 | 20266 | 16441 | 14192 | 12730 |
4% | 38751 | 28702 | 23335 | 20970 | 17179 | 14964 | 13534 |
4.5% | 39406 | 29381 | 24037 | 21687 | 17935 | 15757 | 14364 |
5% | 40069 | 30069 | 24751 | 22418 | 18709 | 16573 | 15218 |
5.5% | 40739 | 30767 | 25477 | 23164 | 19501 | 17409 | 16096 |
6% | 41415 | 31474 | 26215 | 23923 | 20310 | 18265 | 16997 |