Monthly Repayment |
HKD$95,553
|
Initial Payment |
HKD$20.15 Millions
|
Loan Amount |
HKD$20.15 Millions
|
Total interest |
HKD$8.52 Millions
|
complete insurance payment |
HKD$60,450 (0.3%)
|
Stamp Duty |
HKD$1,712,750
|
Legal Fee |
HKD$118,250
|
Agency Fee |
HKD$403,000
|
Total Expense |
HKD$2,294,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 248474 | 176522 | 137798 | 120596 | 92668 | 75939 | 64810 |
1.5% | 252844 | 180929 | 142249 | 125079 | 97232 | 80587 | 69541 |
2% | 257263 | 185407 | 146792 | 129667 | 101935 | 85406 | 74478 |
2.5% | 261731 | 189953 | 151424 | 134358 | 106775 | 90396 | 79616 |
3% | 266247 | 194569 | 156146 | 139152 | 111751 | 95553 | 84953 |
3.5% | 270812 | 199255 | 160957 | 144048 | 116861 | 100875 | 90482 |
4% | 275426 | 204008 | 165857 | 149047 | 122105 | 106359 | 96199 |
4.5% | 280088 | 208831 | 170846 | 154146 | 127478 | 112000 | 102097 |
5% | 284798 | 213722 | 175921 | 159344 | 132981 | 117794 | 108169 |
5.5% | 289556 | 218680 | 181083 | 164642 | 138609 | 123738 | 114409 |
6% | 294362 | 223706 | 186331 | 170037 | 144360 | 129826 | 120809 |