Monthly Repayment |
HKD$13,377
|
Initial Payment |
HKD$1.21 Millions
|
Loan Amount |
HKD$2.82 Millions
|
Total interest |
HKD$1.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,450
|
Legal Fee |
HKD$25,150
|
Agency Fee |
HKD$40,300
|
Total Expense |
HKD$125,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34786 | 24713 | 19291 | 16883 | 12973 | 10631 | 9073 |
1.5% | 35398 | 25330 | 19914 | 17511 | 13612 | 11282 | 9735 |
2% | 36016 | 25956 | 20550 | 18153 | 14270 | 11956 | 10426 |
2.5% | 36642 | 26593 | 21199 | 18810 | 14948 | 12655 | 11146 |
3% | 37274 | 27239 | 21860 | 19481 | 15645 | 13377 | 11893 |
3.5% | 37913 | 27895 | 22534 | 20166 | 16360 | 14122 | 12667 |
4% | 38559 | 28561 | 23220 | 20866 | 17094 | 14890 | 13467 |
4.5% | 39212 | 29236 | 23918 | 21580 | 17847 | 15680 | 14293 |
5% | 39871 | 29921 | 24629 | 22308 | 18617 | 16491 | 15143 |
5.5% | 40537 | 30615 | 25351 | 23049 | 19405 | 17323 | 16017 |
6% | 41210 | 31318 | 26086 | 23805 | 20210 | 18175 | 16913 |