Monthly Repayment |
HKD$11,466
|
Initial Payment |
HKD$1.61 Millions
|
Loan Amount |
HKD$2.42 Millions
|
Total interest |
HKD$1.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,450
|
Legal Fee |
HKD$25,150
|
Agency Fee |
HKD$40,300
|
Total Expense |
HKD$125,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29816 | 21182 | 16535 | 14471 | 11120 | 9112 | 7777 |
1.5% | 30341 | 21711 | 17069 | 15009 | 11667 | 9670 | 8345 |
2% | 30871 | 22248 | 17615 | 15560 | 12232 | 10248 | 8937 |
2.5% | 31407 | 22794 | 18170 | 16122 | 12813 | 10847 | 9554 |
3% | 31949 | 23348 | 18737 | 16698 | 13410 | 11466 | 10194 |
3.5% | 32497 | 23910 | 19314 | 17285 | 14023 | 12105 | 10857 |
4% | 33051 | 24481 | 19902 | 17885 | 14652 | 12763 | 11543 |
4.5% | 33610 | 25059 | 20501 | 18497 | 15297 | 13440 | 12251 |
5% | 34175 | 25646 | 21110 | 19121 | 15957 | 14135 | 12980 |
5.5% | 34746 | 26241 | 21730 | 19757 | 16633 | 14848 | 13729 |
6% | 35323 | 26844 | 22359 | 20404 | 17323 | 15579 | 14497 |