Monthly Repayment |
HKD$11,437
|
Initial Payment |
HKD$1.61 Millions
|
Loan Amount |
HKD$2.41 Millions
|
Total interest |
HKD$1.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,300
|
Legal Fee |
HKD$25,100
|
Agency Fee |
HKD$40,200
|
Total Expense |
HKD$125,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29742 | 21130 | 16494 | 14435 | 11092 | 9090 | 7757 |
1.5% | 30266 | 21657 | 17027 | 14972 | 11638 | 9646 | 8324 |
2% | 30795 | 22193 | 17571 | 15521 | 12201 | 10223 | 8915 |
2.5% | 31329 | 22737 | 18125 | 16082 | 12781 | 10820 | 9530 |
3% | 31870 | 23290 | 18691 | 16656 | 13376 | 11437 | 10169 |
3.5% | 32416 | 23851 | 19267 | 17242 | 13988 | 12075 | 10830 |
4% | 32969 | 24420 | 19853 | 17841 | 14616 | 12731 | 11515 |
4.5% | 33527 | 24997 | 20450 | 18451 | 15259 | 13406 | 12221 |
5% | 34090 | 25583 | 21058 | 19073 | 15918 | 14100 | 12948 |
5.5% | 34660 | 26176 | 21676 | 19708 | 16591 | 14811 | 13695 |
6% | 35235 | 26778 | 22304 | 20353 | 17280 | 15540 | 14461 |