Monthly Repayment |
HKD$13,311
|
Initial Payment |
HKD$1.2 Millions
|
Loan Amount |
HKD$2.81 Millions
|
Total interest |
HKD$1.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,150
|
Legal Fee |
HKD$25,050
|
Agency Fee |
HKD$40,100
|
Total Expense |
HKD$125,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34613 | 24590 | 19195 | 16799 | 12909 | 10578 | 9028 |
1.5% | 35222 | 25204 | 19816 | 17424 | 13545 | 11226 | 9687 |
2% | 35838 | 25828 | 20448 | 18063 | 14200 | 11897 | 10375 |
2.5% | 36460 | 26461 | 21094 | 18716 | 14874 | 12592 | 11091 |
3% | 37089 | 27104 | 21752 | 19384 | 15567 | 13311 | 11834 |
3.5% | 37725 | 27757 | 22422 | 20066 | 16279 | 14052 | 12604 |
4% | 38368 | 28419 | 23104 | 20763 | 17009 | 14816 | 13401 |
4.5% | 39017 | 29091 | 23799 | 21473 | 17758 | 15602 | 14222 |
5% | 39673 | 29772 | 24506 | 22197 | 18524 | 16409 | 15068 |
5.5% | 40336 | 30463 | 25225 | 22935 | 19308 | 17237 | 15937 |
6% | 41006 | 31163 | 25956 | 23687 | 20110 | 18085 | 16829 |