Monthly Repayment |
HKD$11,409
|
Initial Payment |
HKD$1.6 Millions
|
Loan Amount |
HKD$2.41 Millions
|
Total interest |
HKD$1.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,150
|
Legal Fee |
HKD$25,050
|
Agency Fee |
HKD$40,100
|
Total Expense |
HKD$125,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29668 | 21077 | 16453 | 14399 | 11065 | 9067 | 7738 |
1.5% | 30190 | 21603 | 16985 | 14935 | 11610 | 9622 | 8303 |
2% | 30718 | 22138 | 17527 | 15482 | 12171 | 10197 | 8893 |
2.5% | 31251 | 22681 | 18080 | 16042 | 12749 | 10793 | 9506 |
3% | 31791 | 23232 | 18644 | 16615 | 13343 | 11409 | 10143 |
3.5% | 32336 | 23791 | 19219 | 17200 | 13953 | 12045 | 10804 |
4% | 32887 | 24359 | 19804 | 17796 | 14579 | 12699 | 11486 |
4.5% | 33443 | 24935 | 20399 | 18405 | 15221 | 13373 | 12190 |
5% | 34006 | 25519 | 21005 | 19026 | 15878 | 14065 | 12915 |
5.5% | 34574 | 26111 | 21622 | 19659 | 16550 | 14774 | 13661 |
6% | 35148 | 26711 | 22248 | 20303 | 17237 | 15501 | 14425 |