Monthly Repayment |
HKD$13,277
|
Loan Amount |
HKD$2.8 Millions
|
Total interest |
HKD$1.18 Millions
|
Total repayment |
HKD$3.98 Millions
|
Down payment |
HKD$1,200,000
|
Stamp Duty |
HKD$60,000
|
Legal Fee |
HKD$25,000
|
Agency Fee |
HKD$40,000
|
complete insurance payment |
--
|
Total Expense |
HKD$1,325,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34527 | 24529 | 19148 | 16757 | 12877 | 10552 | 9005 |
1.5% | 35134 | 25141 | 19766 | 17380 | 13511 | 11198 | 9663 |
2% | 35748 | 25763 | 20397 | 18018 | 14164 | 11867 | 10349 |
2.5% | 36369 | 26395 | 21041 | 18670 | 14837 | 12561 | 11063 |
3% | 36997 | 27037 | 21697 | 19336 | 15528 | 13277 | 11804 |
3.5% | 37631 | 27688 | 22366 | 20016 | 16238 | 14017 | 12573 |
4% | 38272 | 28348 | 23047 | 20711 | 16967 | 14779 | 13367 |
4.5% | 38920 | 29018 | 23740 | 21419 | 17714 | 15563 | 14187 |
5% | 39574 | 29698 | 24445 | 22142 | 18478 | 16368 | 15031 |
5.5% | 40236 | 30387 | 25162 | 22878 | 19260 | 17194 | 15898 |
6% | 40903 | 31085 | 25892 | 23627 | 20060 | 18040 | 16787 |