Monthly Repayment |
HKD$11,381
|
Initial Payment |
HKD$1.6 Millions
|
Loan Amount |
HKD$2.4 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,000
|
Legal Fee |
HKD$25,000
|
Agency Fee |
HKD$40,000
|
Total Expense |
HKD$125,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29594 | 21024 | 16412 | 14363 | 11037 | 9044 | 7719 |
1.5% | 30115 | 21549 | 16942 | 14897 | 11581 | 9598 | 8282 |
2% | 30641 | 22083 | 17483 | 15444 | 12141 | 10172 | 8870 |
2.5% | 31173 | 22624 | 18035 | 16002 | 12717 | 10766 | 9482 |
3% | 31711 | 23174 | 18598 | 16573 | 13310 | 11381 | 10118 |
3.5% | 32255 | 23732 | 19171 | 17157 | 13919 | 12014 | 10777 |
4% | 32805 | 24298 | 19754 | 17752 | 14543 | 12668 | 11457 |
4.5% | 33360 | 24873 | 20348 | 18359 | 15183 | 13339 | 12160 |
5% | 33921 | 25455 | 20953 | 18979 | 15838 | 14030 | 12883 |
5.5% | 34488 | 26046 | 21568 | 19610 | 16509 | 14738 | 13626 |
6% | 35060 | 26644 | 22193 | 20252 | 17194 | 15463 | 14389 |