Monthly Repayment |
HKD$94,605
|
Initial Payment |
HKD$19.95 Millions
|
Loan Amount |
HKD$19.95 Millions
|
Total interest |
HKD$8.43 Millions
|
complete insurance payment |
HKD$59,850 (0.3%)
|
Stamp Duty |
HKD$1,695,750
|
Legal Fee |
HKD$117,250
|
Agency Fee |
HKD$399,000
|
Total Expense |
HKD$2,271,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 246008 | 174770 | 136430 | 119399 | 91748 | 75186 | 64167 |
1.5% | 250335 | 179134 | 140838 | 123838 | 96267 | 79787 | 68851 |
2% | 254710 | 183566 | 145335 | 128379 | 100923 | 84558 | 73739 |
2.5% | 259133 | 188068 | 149921 | 133024 | 105715 | 89499 | 78826 |
3% | 263605 | 192638 | 154596 | 137771 | 110642 | 94605 | 84110 |
3.5% | 268125 | 197277 | 159360 | 142619 | 115701 | 99874 | 89584 |
4% | 272692 | 201984 | 164211 | 147567 | 120893 | 105303 | 95244 |
4.5% | 277308 | 206758 | 169150 | 152616 | 126213 | 110888 | 101083 |
5% | 281971 | 211600 | 174175 | 157763 | 131661 | 116625 | 107095 |
5.5% | 286682 | 216509 | 179286 | 163008 | 137233 | 122510 | 113273 |
6% | 291440 | 221485 | 184482 | 168349 | 142927 | 128538 | 119610 |