Monthly Repayment |
HKD$13,244
|
Initial Payment |
HKD$1.2 Millions
|
Loan Amount |
HKD$2.79 Millions
|
Total interest |
HKD$1.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,850
|
Legal Fee |
HKD$24,950
|
Agency Fee |
HKD$39,900
|
Total Expense |
HKD$124,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34441 | 24467 | 19100 | 16715 | 12844 | 10526 | 8983 |
1.5% | 35046 | 25078 | 19717 | 17337 | 13477 | 11170 | 9639 |
2% | 35659 | 25699 | 20346 | 17973 | 14129 | 11838 | 10323 |
2.5% | 36278 | 26329 | 20989 | 18623 | 14800 | 12529 | 11035 |
3% | 36904 | 26969 | 21643 | 19287 | 15489 | 13244 | 11775 |
3.5% | 37537 | 27618 | 22310 | 19966 | 16198 | 13982 | 12541 |
4% | 38176 | 28277 | 22989 | 20659 | 16925 | 14742 | 13334 |
4.5% | 38823 | 28946 | 23681 | 21366 | 17669 | 15524 | 14151 |
5% | 39476 | 29624 | 24384 | 22086 | 18432 | 16327 | 14993 |
5.5% | 40135 | 30311 | 25100 | 22821 | 19212 | 17151 | 15858 |
6% | 40801 | 31008 | 25827 | 23568 | 20009 | 17995 | 16745 |