Monthly Repayment |
HKD$11,352
|
Initial Payment |
HKD$1.6 Millions
|
Loan Amount |
HKD$2.39 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,850
|
Legal Fee |
HKD$24,950
|
Agency Fee |
HKD$39,900
|
Total Expense |
HKD$124,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29521 | 20972 | 16371 | 14327 | 11009 | 9022 | 7700 |
1.5% | 30040 | 21496 | 16900 | 14860 | 11552 | 9574 | 8262 |
2% | 30565 | 22028 | 17440 | 15405 | 12110 | 10147 | 8848 |
2.5% | 31096 | 22568 | 17990 | 15962 | 12685 | 10739 | 9459 |
3% | 31632 | 23116 | 18551 | 16532 | 13277 | 11352 | 10093 |
3.5% | 32175 | 23673 | 19123 | 17114 | 13884 | 11984 | 10750 |
4% | 32723 | 24238 | 19705 | 17708 | 14507 | 12636 | 11429 |
4.5% | 33276 | 24811 | 20298 | 18313 | 15145 | 13306 | 12130 |
5% | 33836 | 25392 | 20901 | 18931 | 15799 | 13995 | 12851 |
5.5% | 34401 | 25981 | 21514 | 19560 | 16468 | 14701 | 13592 |
6% | 34972 | 26578 | 22137 | 20201 | 17151 | 15424 | 14353 |