| Monthly Repayment |
HKD$13,211
|
| Loan Amount |
HKD$2.79 Millions
|
| Total interest |
HKD$1.18 Millions
|
| Total repayment |
HKD$3.97 Millions
|
| Down payment |
HKD$1,190,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$24,900
|
| Agency Fee |
HKD$39,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,254,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 34354 | 24406 | 19052 | 16674 | 12812 | 10499 | 8960 |
| 1.5% | 34959 | 25015 | 19667 | 17293 | 13443 | 11142 | 9615 |
| 2% | 35570 | 25634 | 20295 | 17928 | 14093 | 11808 | 10297 |
| 2.5% | 36187 | 26263 | 20936 | 18576 | 14763 | 12498 | 11008 |
| 3% | 36812 | 26901 | 21589 | 19239 | 15451 | 13211 | 11745 |
| 3.5% | 37443 | 27549 | 22254 | 19916 | 16157 | 13947 | 12510 |
| 4% | 38081 | 28206 | 22932 | 20607 | 16882 | 14705 | 13300 |
| 4.5% | 38725 | 28873 | 23621 | 21312 | 17625 | 15485 | 14116 |
| 5% | 39377 | 29549 | 24323 | 22031 | 18386 | 16286 | 14955 |
| 5.5% | 40034 | 30235 | 25037 | 22763 | 19164 | 17108 | 15818 |
| 6% | 40699 | 30930 | 25762 | 23509 | 19959 | 17950 | 16703 |
