Monthly Repayment |
HKD$94,130
|
Initial Payment |
HKD$19.85 Millions
|
Loan Amount |
HKD$19.85 Millions
|
Total interest |
HKD$8.39 Millions
|
complete insurance payment |
HKD$59,550 (0.3%)
|
Stamp Duty |
HKD$1,687,250
|
Legal Fee |
HKD$116,750
|
Agency Fee |
HKD$397,000
|
Total Expense |
HKD$2,260,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 244775 | 173894 | 135746 | 118801 | 91289 | 74809 | 63845 |
1.5% | 249080 | 178236 | 140132 | 123217 | 95785 | 79387 | 68506 |
2% | 253433 | 182646 | 144606 | 127736 | 100417 | 84135 | 73369 |
2.5% | 257834 | 187125 | 149170 | 132357 | 105185 | 89050 | 78431 |
3% | 262284 | 191673 | 153821 | 137080 | 110087 | 94130 | 83688 |
3.5% | 266781 | 196288 | 158561 | 141904 | 115122 | 99373 | 89135 |
4% | 271325 | 200971 | 163388 | 146828 | 120287 | 104775 | 94766 |
4.5% | 275918 | 205722 | 168302 | 151851 | 125580 | 110332 | 100577 |
5% | 280558 | 210540 | 173302 | 156972 | 131001 | 116041 | 106559 |
5.5% | 285245 | 215424 | 178387 | 162191 | 136545 | 121896 | 112706 |
6% | 289979 | 220375 | 183557 | 167505 | 142211 | 127893 | 119010 |