Monthly Repayment |
HKD$13,178
|
Initial Payment |
HKD$1.19 Millions
|
Loan Amount |
HKD$2.78 Millions
|
Total interest |
HKD$1.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,550
|
Legal Fee |
HKD$24,850
|
Agency Fee |
HKD$39,700
|
Total Expense |
HKD$124,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34268 | 24345 | 19004 | 16632 | 12780 | 10473 | 8938 |
1.5% | 34871 | 24953 | 19618 | 17250 | 13409 | 11114 | 9590 |
2% | 35480 | 25570 | 20244 | 17883 | 14058 | 11778 | 10271 |
2.5% | 36096 | 26197 | 20883 | 18530 | 14726 | 12467 | 10980 |
3% | 36719 | 26834 | 21535 | 19191 | 15412 | 13178 | 11716 |
3.5% | 37349 | 27480 | 22198 | 19866 | 16117 | 13912 | 12478 |
4% | 37985 | 28136 | 22874 | 20555 | 16840 | 14668 | 13267 |
4.5% | 38628 | 28801 | 23562 | 21259 | 17581 | 15446 | 14080 |
5% | 39278 | 29475 | 24262 | 21976 | 18340 | 16245 | 14918 |
5.5% | 39934 | 30159 | 24974 | 22706 | 19116 | 17065 | 15778 |
6% | 40597 | 30852 | 25698 | 23450 | 19909 | 17905 | 16661 |