Monthly Repayment |
HKD$11,295
|
Initial Payment |
HKD$1.59 Millions
|
Loan Amount |
HKD$2.38 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,550
|
Legal Fee |
HKD$24,850
|
Agency Fee |
HKD$39,700
|
Total Expense |
HKD$124,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29373 | 20867 | 16289 | 14256 | 10954 | 8977 | 7661 |
1.5% | 29889 | 21388 | 16815 | 14786 | 11494 | 9526 | 8220 |
2% | 30412 | 21917 | 17352 | 15328 | 12050 | 10096 | 8804 |
2.5% | 30940 | 22455 | 17900 | 15882 | 12622 | 10686 | 9411 |
3% | 31474 | 23000 | 18458 | 16449 | 13210 | 11295 | 10042 |
3.5% | 32013 | 23554 | 19027 | 17028 | 13814 | 11924 | 10696 |
4% | 32559 | 24116 | 19606 | 17619 | 14434 | 12573 | 11372 |
4.5% | 33110 | 24686 | 20196 | 18222 | 15069 | 13239 | 12069 |
5% | 33666 | 25264 | 20796 | 18836 | 15720 | 13924 | 12787 |
5.5% | 34229 | 25850 | 21406 | 19462 | 16385 | 14627 | 13524 |
6% | 34797 | 26445 | 22026 | 20100 | 17065 | 15347 | 14281 |