Monthly Repayment |
HKD$93,893
|
Initial Payment |
HKD$19.8 Millions
|
Loan Amount |
HKD$19.8 Millions
|
Total interest |
HKD$8.37 Millions
|
complete insurance payment |
HKD$59,400 (0.3%)
|
Stamp Duty |
HKD$1,683,000
|
Legal Fee |
HKD$116,500
|
Agency Fee |
HKD$396,000
|
Total Expense |
HKD$2,254,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 244158 | 173456 | 135404 | 118501 | 91059 | 74620 | 63684 |
1.5% | 248452 | 177787 | 139779 | 122907 | 95543 | 79187 | 68333 |
2% | 252795 | 182186 | 144242 | 127414 | 100164 | 83923 | 73184 |
2.5% | 257185 | 186654 | 148794 | 132024 | 104920 | 88826 | 78233 |
3% | 261623 | 191190 | 153434 | 136735 | 109810 | 93893 | 83477 |
3.5% | 266109 | 195794 | 158162 | 141546 | 114832 | 99123 | 88910 |
4% | 270642 | 200465 | 162976 | 146458 | 119984 | 104511 | 94528 |
4.5% | 275223 | 205204 | 167878 | 151468 | 125264 | 110054 | 100323 |
5% | 279851 | 210009 | 172865 | 156577 | 130671 | 115748 | 106290 |
5.5% | 284526 | 214882 | 177938 | 161782 | 136201 | 121589 | 112422 |
6% | 289249 | 219820 | 183095 | 167083 | 141853 | 127571 | 118711 |