Monthly Repayment |
HKD$11,290
|
Initial Payment |
HKD$1.59 Millions
|
Loan Amount |
HKD$2.38 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,520
|
Legal Fee |
HKD$24,840
|
Agency Fee |
HKD$39,680
|
Total Expense |
HKD$124,040
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29358 | 20856 | 16281 | 14248 | 10949 | 8972 | 7657 |
1.5% | 29874 | 21377 | 16807 | 14778 | 11488 | 9521 | 8216 |
2% | 30396 | 21906 | 17344 | 15320 | 12044 | 10091 | 8799 |
2.5% | 30924 | 22443 | 17891 | 15874 | 12615 | 10680 | 9407 |
3% | 31458 | 22989 | 18449 | 16441 | 13203 | 11290 | 10037 |
3.5% | 31997 | 23542 | 19017 | 17019 | 13807 | 11918 | 10690 |
4% | 32542 | 24104 | 19596 | 17610 | 14427 | 12566 | 11366 |
4.5% | 33093 | 24674 | 20186 | 18212 | 15062 | 13233 | 12063 |
5% | 33650 | 25252 | 20785 | 18827 | 15712 | 13917 | 12780 |
5.5% | 34212 | 25837 | 21395 | 19453 | 16377 | 14620 | 13517 |
6% | 34780 | 26431 | 22015 | 20090 | 17056 | 15339 | 14274 |