Monthly Repayment |
HKD$11,267
|
Initial Payment |
HKD$1.58 Millions
|
Loan Amount |
HKD$2.38 Millions
|
Total interest |
HKD$1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,400
|
Legal Fee |
HKD$24,800
|
Agency Fee |
HKD$39,600
|
Total Expense |
HKD$123,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29299 | 20814 | 16248 | 14220 | 10927 | 8954 | 7642 |
1.5% | 29814 | 21334 | 16773 | 14748 | 11465 | 9502 | 8200 |
2% | 30335 | 21862 | 17309 | 15289 | 12019 | 10070 | 8782 |
2.5% | 30862 | 22398 | 17855 | 15842 | 12590 | 10659 | 9388 |
3% | 31394 | 22942 | 18412 | 16408 | 13177 | 11267 | 10017 |
3.5% | 31933 | 23495 | 18979 | 16985 | 13779 | 11894 | 10669 |
4% | 32477 | 24055 | 19557 | 17574 | 14398 | 12541 | 11343 |
4.5% | 33026 | 24624 | 20145 | 18176 | 15031 | 13206 | 12038 |
5% | 33582 | 25201 | 20743 | 18789 | 15680 | 13889 | 12754 |
5.5% | 34143 | 25785 | 21352 | 19413 | 16344 | 14590 | 13490 |
6% | 34709 | 26378 | 21971 | 20050 | 17022 | 15308 | 14245 |