Monthly Repayment |
HKD$93,656
|
Initial Payment |
HKD$19.75 Millions
|
Loan Amount |
HKD$19.75 Millions
|
Total interest |
HKD$8.35 Millions
|
complete insurance payment |
HKD$59,250 (0.3%)
|
Stamp Duty |
HKD$1,678,750
|
Legal Fee |
HKD$116,250
|
Agency Fee |
HKD$395,000
|
Total Expense |
HKD$2,249,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 243542 | 173018 | 135062 | 118202 | 90829 | 74432 | 63523 |
1.5% | 247825 | 177338 | 139426 | 122596 | 95302 | 78987 | 68161 |
2% | 252156 | 181726 | 143878 | 127092 | 99911 | 83711 | 72999 |
2.5% | 256535 | 186183 | 148418 | 131690 | 104655 | 88601 | 78036 |
3% | 260962 | 190707 | 153046 | 136389 | 109533 | 93656 | 83266 |
3.5% | 265437 | 195299 | 157762 | 141189 | 114542 | 98873 | 88686 |
4% | 269958 | 199959 | 162565 | 146088 | 119681 | 104247 | 94289 |
4.5% | 274528 | 204685 | 167454 | 151086 | 124948 | 109776 | 100070 |
5% | 279144 | 209479 | 172429 | 156181 | 130341 | 115456 | 106022 |
5.5% | 283808 | 214339 | 177489 | 161373 | 135857 | 121282 | 112138 |
6% | 288518 | 219265 | 182632 | 166661 | 141495 | 127249 | 118411 |