Monthly Repayment |
HKD$13,111
|
Initial Payment |
HKD$1.19 Millions
|
Loan Amount |
HKD$2.77 Millions
|
Total interest |
HKD$1.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,250
|
Legal Fee |
HKD$24,750
|
Agency Fee |
HKD$39,500
|
Total Expense |
HKD$123,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34095 | 24222 | 18908 | 16548 | 12716 | 10420 | 8893 |
1.5% | 34695 | 24827 | 19519 | 17163 | 13342 | 11058 | 9542 |
2% | 35301 | 25441 | 20142 | 17793 | 13987 | 11719 | 10219 |
2.5% | 35915 | 26065 | 20778 | 18436 | 14651 | 12404 | 10925 |
3% | 36534 | 26699 | 21426 | 19094 | 15334 | 13111 | 11657 |
3.5% | 37161 | 27341 | 22086 | 19766 | 16035 | 13842 | 12416 |
4% | 37794 | 27994 | 22759 | 20452 | 16755 | 14594 | 13200 |
4.5% | 38433 | 28656 | 23443 | 21152 | 17492 | 15368 | 14009 |
5% | 39080 | 29327 | 24140 | 21865 | 18247 | 16163 | 14843 |
5.5% | 39733 | 30007 | 24848 | 22592 | 19020 | 16979 | 15699 |
6% | 40392 | 30697 | 25568 | 23332 | 19809 | 17814 | 16577 |