Monthly Repayment |
HKD$11,238
|
Initial Payment |
HKD$1.58 Millions
|
Loan Amount |
HKD$2.37 Millions
|
Total interest |
HKD$1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,250
|
Legal Fee |
HKD$24,750
|
Agency Fee |
HKD$39,500
|
Total Expense |
HKD$123,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29225 | 20762 | 16207 | 14184 | 10899 | 8931 | 7622 |
1.5% | 29739 | 21280 | 16731 | 14711 | 11436 | 9478 | 8179 |
2% | 30258 | 21807 | 17265 | 15251 | 11989 | 10045 | 8759 |
2.5% | 30784 | 22341 | 17810 | 15802 | 12558 | 10632 | 9364 |
3% | 31315 | 22884 | 18365 | 16366 | 13143 | 11238 | 9992 |
3.5% | 31852 | 23435 | 18931 | 16942 | 13745 | 11864 | 10642 |
4% | 32395 | 23995 | 19507 | 17530 | 14361 | 12509 | 11314 |
4.5% | 32943 | 24562 | 20094 | 18130 | 14993 | 13173 | 12008 |
5% | 33497 | 25137 | 20691 | 18741 | 15640 | 13854 | 12722 |
5.5% | 34057 | 25720 | 21298 | 19364 | 16302 | 14553 | 13456 |
6% | 34622 | 26311 | 21915 | 19999 | 16979 | 15269 | 14209 |