Monthly Repayment |
HKD$13,638
|
Initial Payment |
HKD$1.98 Millions
|
Loan Amount |
HKD$1.98 Millions
|
Total interest |
HKD$0.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$59,250
|
Legal Fee |
HKD$24,750
|
Agency Fee |
HKD$39,500
|
Total Expense |
HKD$123,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 24354 | 17301 | 13506 | 11820 | 9082 | 7443 | 6352 |
1.5% | 24782 | 17733 | 13942 | 12259 | 9530 | 7898 | 6816 |
2% | 25215 | 18172 | 14387 | 12709 | 9991 | 8371 | 7299 |
2.5% | 25653 | 18618 | 14841 | 13169 | 10465 | 8860 | 7803 |
3% | 26096 | 19070 | 15304 | 13638 | 10953 | 9365 | 8326 |
3.5% | 26543 | 19529 | 15776 | 14118 | 11454 | 9887 | 8868 |
4% | 26995 | 19995 | 16256 | 14608 | 11968 | 10424 | 9428 |
4.5% | 27452 | 20468 | 16745 | 15108 | 12494 | 10977 | 10007 |
5% | 27914 | 20947 | 17242 | 15618 | 13034 | 11545 | 10602 |
5.5% | 28380 | 21433 | 17748 | 16137 | 13585 | 12128 | 11213 |
6% | 28851 | 21926 | 18263 | 16666 | 14149 | 12724 | 11841 |