Monthly Repayment |
HKD$93,419
|
Initial Payment |
HKD$19.7 Millions
|
Loan Amount |
HKD$19.7 Millions
|
Total interest |
HKD$8.33 Millions
|
complete insurance payment |
HKD$59,100 (0.3%)
|
Stamp Duty |
HKD$1,674,500
|
Legal Fee |
HKD$116,000
|
Agency Fee |
HKD$394,000
|
Total Expense |
HKD$2,243,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 242925 | 172580 | 134720 | 117903 | 90599 | 74243 | 63362 |
1.5% | 247198 | 176889 | 139073 | 122286 | 95061 | 78787 | 67988 |
2% | 251518 | 181266 | 143513 | 126771 | 99659 | 83499 | 72815 |
2.5% | 255886 | 185711 | 148042 | 131357 | 104390 | 88377 | 77838 |
3% | 260302 | 190224 | 152659 | 136044 | 109255 | 93419 | 83055 |
3.5% | 264765 | 194805 | 157363 | 140831 | 114252 | 98622 | 88461 |
4% | 269275 | 199452 | 162153 | 145718 | 119378 | 103983 | 94050 |
4.5% | 273833 | 204167 | 167030 | 150703 | 124631 | 109498 | 99817 |
5% | 278438 | 208949 | 171992 | 155786 | 130011 | 115164 | 105753 |
5.5% | 283089 | 213796 | 177039 | 160965 | 135513 | 120975 | 111854 |
6% | 287788 | 218710 | 182170 | 166239 | 141136 | 126927 | 118111 |