Monthly Repayment |
HKD$13,045
|
Initial Payment |
HKD$1.18 Millions
|
Loan Amount |
HKD$2.75 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,950
|
Legal Fee |
HKD$24,650
|
Agency Fee |
HKD$39,300
|
Total Expense |
HKD$122,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33923 | 24099 | 18813 | 16464 | 12651 | 10367 | 8848 |
1.5% | 34519 | 24701 | 19420 | 17076 | 13274 | 11002 | 9494 |
2% | 35123 | 25312 | 20040 | 17702 | 13916 | 11660 | 10168 |
2.5% | 35733 | 25933 | 20673 | 18343 | 14577 | 12341 | 10869 |
3% | 36349 | 26563 | 21318 | 18997 | 15256 | 13045 | 11598 |
3.5% | 36973 | 27203 | 21974 | 19666 | 15954 | 13772 | 12353 |
4% | 37602 | 27852 | 22643 | 20348 | 16670 | 14520 | 13133 |
4.5% | 38239 | 28510 | 23324 | 21044 | 17404 | 15290 | 13938 |
5% | 38882 | 29178 | 24017 | 21754 | 18155 | 16082 | 14767 |
5.5% | 39531 | 29855 | 24722 | 22477 | 18923 | 16893 | 15619 |
6% | 40188 | 30541 | 25439 | 23214 | 19709 | 17724 | 16493 |