Monthly Repayment |
HKD$11,153
|
Initial Payment |
HKD$1.57 Millions
|
Loan Amount |
HKD$2.35 Millions
|
Total interest |
HKD$0.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,800
|
Legal Fee |
HKD$24,600
|
Agency Fee |
HKD$39,200
|
Total Expense |
HKD$122,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29003 | 20604 | 16084 | 14076 | 10816 | 8864 | 7564 |
1.5% | 29513 | 21118 | 16604 | 14599 | 11349 | 9406 | 8117 |
2% | 30029 | 21641 | 17134 | 15135 | 11898 | 9969 | 8693 |
2.5% | 30550 | 22172 | 17674 | 15682 | 12463 | 10551 | 9293 |
3% | 31077 | 22711 | 18226 | 16242 | 13044 | 11153 | 9916 |
3.5% | 31610 | 23257 | 18787 | 16814 | 13640 | 11774 | 10561 |
4% | 32149 | 23812 | 19359 | 17397 | 14252 | 12414 | 11228 |
4.5% | 32693 | 24375 | 19941 | 17992 | 14879 | 13073 | 11917 |
5% | 33242 | 24946 | 20534 | 18599 | 15522 | 13749 | 12626 |
5.5% | 33798 | 25525 | 21136 | 19217 | 16179 | 14443 | 13354 |
6% | 34359 | 26112 | 21749 | 19847 | 16850 | 15153 | 14101 |