Monthly Repayment |
HKD$12,945
|
Initial Payment |
HKD$1.17 Millions
|
Loan Amount |
HKD$2.73 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,500
|
Legal Fee |
HKD$24,500
|
Agency Fee |
HKD$39,000
|
Total Expense |
HKD$122,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33664 | 23915 | 18669 | 16338 | 12555 | 10288 | 8780 |
1.5% | 34256 | 24513 | 19272 | 16946 | 13173 | 10918 | 9421 |
2% | 34855 | 25119 | 19887 | 17567 | 13810 | 11571 | 10090 |
2.5% | 35460 | 25735 | 20515 | 18203 | 14466 | 12247 | 10786 |
3% | 36072 | 26361 | 21155 | 18852 | 15140 | 12945 | 11509 |
3.5% | 36690 | 26995 | 21807 | 19516 | 15832 | 13667 | 12258 |
4% | 37315 | 27639 | 22471 | 20193 | 16543 | 14409 | 13033 |
4.5% | 37947 | 28293 | 23146 | 20884 | 17271 | 15174 | 13832 |
5% | 38585 | 28955 | 23834 | 21588 | 18016 | 15959 | 14655 |
5.5% | 39230 | 29627 | 24533 | 22306 | 18779 | 16764 | 15500 |
6% | 39881 | 30308 | 25244 | 23037 | 19558 | 17589 | 16367 |