Monthly Repayment |
HKD$1,374
|
Initial Payment |
HKD$0.2 Millions
|
Loan Amount |
HKD$0.2 Millions
|
Total interest |
HKD$0.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$5,230
|
Agency Fee |
HKD$3,980
|
Total Expense |
HKD$9,310
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 2453 | 1743 | 1360 | 1191 | 915 | 749 | 640 |
1.5% | 2497 | 1786 | 1404 | 1235 | 960 | 795 | 686 |
2% | 2540 | 1831 | 1449 | 1280 | 1006 | 843 | 735 |
2.5% | 2584 | 1875 | 1495 | 1326 | 1054 | 892 | 786 |
3% | 2629 | 1921 | 1542 | 1374 | 1103 | 943 | 838 |
3.5% | 2674 | 1967 | 1589 | 1422 | 1154 | 996 | 893 |
4% | 2720 | 2014 | 1638 | 1471 | 1205 | 1050 | 950 |
4.5% | 2766 | 2062 | 1687 | 1522 | 1258 | 1106 | 1008 |
5% | 2812 | 2110 | 1737 | 1573 | 1313 | 1163 | 1068 |
5.5% | 2859 | 2159 | 1788 | 1625 | 1368 | 1222 | 1129 |
6% | 2907 | 2209 | 1840 | 1679 | 1425 | 1282 | 1193 |