Monthly Repayment |
HKD$12,879
|
Initial Payment |
HKD$1.16 Millions
|
Loan Amount |
HKD$2.72 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,200
|
Legal Fee |
HKD$24,400
|
Agency Fee |
HKD$38,800
|
Total Expense |
HKD$121,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33491 | 23793 | 18573 | 16255 | 12490 | 10235 | 8735 |
1.5% | 34080 | 24387 | 19173 | 16859 | 13105 | 10862 | 9373 |
2% | 34676 | 24990 | 19785 | 17477 | 13739 | 11511 | 10038 |
2.5% | 35278 | 25603 | 20410 | 18109 | 14392 | 12184 | 10731 |
3% | 35887 | 26225 | 21046 | 18756 | 15062 | 12879 | 11450 |
3.5% | 36502 | 26857 | 21695 | 19416 | 15751 | 13596 | 12196 |
4% | 37124 | 27498 | 22355 | 20089 | 16458 | 14336 | 12966 |
4.5% | 37752 | 28148 | 23028 | 20777 | 17182 | 15096 | 13761 |
5% | 38387 | 28807 | 23712 | 21477 | 17924 | 15877 | 14580 |
5.5% | 39029 | 29475 | 24408 | 22191 | 18683 | 16678 | 15421 |
6% | 39676 | 30153 | 25115 | 22919 | 19458 | 17499 | 16283 |