Monthly Repayment |
HKD$11,039
|
Initial Payment |
HKD$1.55 Millions
|
Loan Amount |
HKD$2.33 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,200
|
Legal Fee |
HKD$24,400
|
Agency Fee |
HKD$38,800
|
Total Expense |
HKD$121,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28707 | 20394 | 15920 | 13932 | 10706 | 8773 | 7487 |
1.5% | 29212 | 20903 | 16434 | 14450 | 11233 | 9310 | 8034 |
2% | 29722 | 21420 | 16959 | 14980 | 11776 | 9867 | 8604 |
2.5% | 30238 | 21946 | 17494 | 15522 | 12336 | 10443 | 9198 |
3% | 30760 | 22479 | 18040 | 16076 | 12911 | 11039 | 9814 |
3.5% | 31287 | 23020 | 18596 | 16642 | 13501 | 11654 | 10453 |
4% | 31820 | 23569 | 19162 | 17219 | 14107 | 12288 | 11114 |
4.5% | 32359 | 24127 | 19738 | 17809 | 14728 | 12939 | 11795 |
5% | 32903 | 24692 | 20324 | 18409 | 15363 | 13609 | 12497 |
5.5% | 33453 | 25264 | 20921 | 19021 | 16014 | 14295 | 13218 |
6% | 34008 | 25845 | 21527 | 19644 | 16678 | 14999 | 13957 |