Monthly Repayment |
HKD$12,813
|
Initial Payment |
HKD$1.16 Millions
|
Loan Amount |
HKD$2.7 Millions
|
Total interest |
HKD$1.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,900
|
Legal Fee |
HKD$24,300
|
Agency Fee |
HKD$38,600
|
Total Expense |
HKD$120,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33319 | 23670 | 18477 | 16171 | 12426 | 10183 | 8690 |
1.5% | 33905 | 24261 | 19074 | 16772 | 13038 | 10806 | 9325 |
2% | 34497 | 24862 | 19683 | 17387 | 13668 | 11452 | 9987 |
2.5% | 35096 | 25471 | 20305 | 18016 | 14317 | 12121 | 10676 |
3% | 35702 | 26090 | 20938 | 18659 | 14985 | 12813 | 11391 |
3.5% | 36314 | 26718 | 21583 | 19316 | 15670 | 13526 | 12133 |
4% | 36933 | 27356 | 22240 | 19986 | 16373 | 14262 | 12899 |
4.5% | 37558 | 28003 | 22909 | 20670 | 17094 | 15018 | 13690 |
5% | 38189 | 28658 | 23590 | 21367 | 17832 | 15795 | 14504 |
5.5% | 38827 | 29323 | 24282 | 22077 | 18586 | 16592 | 15341 |
6% | 39472 | 29997 | 24986 | 22801 | 19357 | 17409 | 16199 |